Zambia: Totally out of Africa

On the ground floor of a squat building in downtown Lusaka, Zambia’s capital, tellers sit inside tiny wooden cabins, counting out money. Welcome to the Indo-Zambia Bank, which came into being after three Indian state banks and the Zambian government joined forces in 1984. Its 57-year-old Managing Director, Satish Shukla, describes it as a “joint venture of four cultures”.